Effective date: 22 August 2025
Last updated: 20 August 2026
These Website Terms and Disclaimer (“Terms”) govern your access to and use of www.redraycapital.com, including its pages, articles, resources, forms and other content.
The website is owned and operated by:
Red Ray Capital Management Consultancy LLC
RS 22, Ground Floor, Zone 3
Schon Business Park, DIP 1
Dubai, United Arab Emirates
Email: contact@redraycapital.com
WhatsApp: +971 50 719 4407
Website: www.redraycapital.com
By accessing or using this website, you confirm that you have read and understood these Terms.
If you do not agree with these Terms, you should stop using the website.
1. Website Purpose
This website provides general information about:
- International property opportunities
- Investment-migration planning
- Citizenship-by-investment programmes
- Residence-related opportunities
- Property-based investment routes
- Bank-deposit and other qualifying investment routes
- Government-contribution programmes
- General application processes
- Due-diligence and document-preparation considerations
- Services offered or coordinated by Red Ray Capital
The website is intended to help users understand general concepts and decide whether to request a professional consultation.
Website content should not be treated as a substitute for advice based on your individual legal, financial, tax, immigration or investment circumstances.
2. Private Consultancy and Government Status
Red Ray Capital Management Consultancy LLC is a private consultancy.
We are not a government authority, citizenship unit, immigration department, embassy or passport office.
References to a government, citizenship programme, residence programme, government authority or official process do not imply that Red Ray Capital is part of, endorsed by or officially connected with that authority unless such a relationship is expressly stated and capable of verification.
Government authorities retain sole responsibility for:
- Programme rules
- Eligibility requirements
- Due-diligence standards
- Processing procedures
- Security and background checks
- Application decisions
- Citizenship, residence, visa or passport issuance
- Changes to government fees or qualifying investments
3. No Legal, Tax, Financial or Immigration Advice
Unless expressly confirmed in a separate written engagement, Red Ray Capital does not act as your:
- Lawyer
- Tax adviser
- Regulated financial adviser
- Bank
- Immigration authority
- Government representative
- Investment fund or asset manager
Website content does not constitute:
- Legal advice
- Tax advice
- Financial advice
- Investment advice
- Immigration advice
- Accounting advice
- A property valuation
- A securities recommendation
- A guarantee of investment suitability
You should obtain independent advice from appropriately qualified professionals in the relevant jurisdiction before making an investment, signing an agreement, transferring funds or submitting an application.
Where specialist advice is required, Red Ray Capital may coordinate with independent lawyers, tax advisers, banks, property professionals or other qualified parties.
4. No Client Relationship Through Website Use
Visiting the website, reading an article, sending an enquiry, communicating through WhatsApp or attending an initial consultation does not automatically create a client, fiduciary, advisory or professional relationship.
A formal service relationship begins only when:
- Red Ray Capital and the client enter an appropriate written engagement or service agreement; and
- Any stated identification, compliance, payment or onboarding requirements have been completed.
Until then, you should not rely on general communications as personalised professional advice.
Any signed engagement or service agreement will govern the relevant paid services. If there is a conflict between these Website Terms and a signed client agreement, the signed client agreement will normally take priority for the services covered by that agreement.
5. Programme Information May Change
Citizenship, residence, immigration and investment programmes can change without notice.
Changes may affect:
- Minimum investment thresholds
- Government contributions
- Application fees
- Due-diligence fees
- Eligible dependants
- Required documents
- Processing procedures
- Interview requirements
- Residence requirements
- Holding periods
- Property eligibility
- Approved investment structures
- Visa-free or visa-on-arrival access
- Tax or reporting obligations
- Programme availability
Information that was accurate when published may later become outdated.
Publication dates and “last updated” dates provide context but do not guarantee that every programme detail remains current.
You should confirm current requirements through appropriate official sources and qualified professionals before making a decision or payment.
6. No Guarantee of Approval or Processing Time
Meeting a stated investment threshold does not guarantee:
- Citizenship
- Residence status
- A visa
- A passport
- Eligibility for a particular programme
- Acceptance of a dependant
- Approval within a stated period
- Successful banking arrangements
- Successful property qualification
Every application remains subject to applicable programme rules, documentation, source-of-funds checks, due diligence, background screening, national-security considerations and government discretion.
Any processing time shown on the website is an indicative planning estimate only.
Government authorities do not necessarily guarantee processing times, and delays may arise because of:
- Incomplete or inconsistent documents
- Background or security checks
- Source-of-funds questions
- Property or valuation issues
- Banking requirements
- Requests for additional information
- Government processing volumes
- Changes in programme rules
- Circumstances outside Red Ray Capital’s control
Red Ray Capital does not guarantee an application decision or completion date.
7. Passport and Travel Information
References to visa-free, visa-on-arrival or international travel access are general and may change.
Holding a particular passport does not guarantee admission to another country.
Entry may depend on:
- Current immigration rules
- Purpose of travel
- Length of stay
- Criminal or immigration history
- Passport validity
- Border-officer discretion
- Airline requirements
- Additional travel authorisations
- Health or security requirements
Travellers should verify current entry requirements with the relevant embassy, immigration authority and airline before travelling.
8. Investment and Property Risks
All investments involve risk.
Property values, rental income, interest rates, exchange rates and market conditions can rise or fall.
Risks may include:
- Loss of capital
- Property-price changes
- Rental vacancy
- Construction or completion delays
- Developer default
- Title or ownership problems
- Valuation differences
- Currency fluctuations
- Banking restrictions
- Interest-rate changes
- Tax liabilities
- Maintenance and management costs
- Limited liquidity
- Changes in law or programme rules
- Inability to resell or withdraw an investment when expected
Past performance, projected returns, rental estimates or market forecasts do not guarantee future results.
Images, plans, illustrations and descriptions may be indicative. Property availability, prices, specifications, views, completion dates and payment plans may change.
Before acquiring property, you should independently verify:
- Legal ownership
- Title status
- Encumbrances
- Developer authority
- Planning and construction status
- Property eligibility
- Valuation
- Contracts
- Fees and taxes
- Payment instructions
- Exit conditions
No website content should be treated as a property valuation or guarantee of investment performance.
9. No Offer or Solicitation
Website content is provided for general information and marketing purposes.
Unless expressly stated in formal documentation, it does not constitute:
- A binding offer
- A prospectus
- A securities offering
- An invitation to deposit funds
- A commitment to sell a particular property
- A financial-product recommendation
- A guarantee that an opportunity remains available
Any specific investment, property or service will be governed by its applicable written documents, contracts, disclosures and professional advice.
10. Fees and Third-Party Costs
The total cost of an investment or application may include:
- Investment capital
- Government fees
- Due-diligence fees
- Professional charges
- Legal fees
- Bank charges
- Property-purchase costs
- Taxes
- Valuation fees
- Translation and legalisation expenses
- Courier or document-processing costs
- Additional dependant charges
Unless expressly stated, headline investment thresholds do not represent the complete budget.
Professional fees and payment terms should be confirmed in writing before an engagement begins.
Fees payable to governments, banks, developers, lawyers and other third parties may change and may be subject to separate refund or cancellation rules.
11. Third-Party Professionals and Institutions
Red Ray Capital may introduce or coordinate with independent:
- Lawyers
- Tax advisers
- Banks
- Financial institutions
- Property developers
- Sellers
- Brokers
- Valuers
- Due-diligence providers
- Translation providers
- Authorised programme agents
- Government authorities
These parties may operate under their own contracts, licences, responsibilities, privacy policies and professional obligations.
Unless expressly agreed in writing, Red Ray Capital does not control and is not responsible for the independent decisions, advice, delays, omissions or services of third parties.
You should review third-party contracts and obtain appropriate independent advice before accepting their services.
12. Your Responsibilities
When using the website or contacting Red Ray Capital, you agree to:
- Provide accurate and complete information
- Correct information that becomes inaccurate
- Use the website only for lawful purposes
- Avoid impersonating another person
- Avoid submitting fraudulent or altered documents
- Avoid providing funds from unlawful or unexplained sources
- Avoid sending passwords or security codes
- Ensure you are authorised to provide information about family members or dependants
- Review documents carefully before signing or submitting them
- Obtain independent advice where appropriate
- Comply with applicable laws and programme requirements
You remain responsible for your own investment decisions and for the accuracy of information submitted in connection with an enquiry or application.
13. Intellectual Property
Unless otherwise stated, website content—including text, graphics, branding, photographs, layouts, videos and downloadable materials—is owned by or licensed to Red Ray Capital.
You may view and print reasonable extracts for personal, non-commercial use.
You may not, without prior written permission:
- Republish substantial website content
- Copy articles for commercial use
- Remove copyright or branding notices
- Reproduce designs or graphics
- Modify content and present it as official
- Sell or license website materials
- Use automated systems to copy or scrape substantial content
- Use Red Ray Capital’s name or logo in a misleading manner
Third-party trademarks, government names and programme names remain the property of their respective owners.
14. Acceptable Website Use
You must not:
- Attempt to gain unauthorised access to the website
- Introduce malware or harmful code
- Interfere with website security or performance
- Use automated tools to overload the website
- Collect information about other users
- Submit unlawful, defamatory or misleading content
- Use the website for fraud or identity theft
- Falsely represent an affiliation with Red Ray Capital
- Use website content to mislead investors or applicants
We may restrict access where reasonably necessary to protect the website, our users or our legal rights.
15. Third-Party Websites and Social Media
The website may contain links to:
- Government websites
- Banks
- Property platforms
- Professional advisers
- External articles
- Social media platforms
- Other third-party services
Links are provided for convenience and general information.
Red Ray Capital does not control the accuracy, availability, security or privacy practices of independent websites.
A link does not automatically mean that Red Ray Capital endorses every statement, product or service available on the external website.
You should review the relevant terms and privacy policies before using an external service.
16. Website Accuracy and Availability
We make reasonable efforts to publish useful and accurate information, but we do not guarantee that website content will always be:
- Complete
- Current
- Error-free
- Suitable for every person
- Available without interruption
- Free from technical defects
We may update, remove, suspend or change website content without notice.
Temporary interruptions may occur because of maintenance, hosting problems, security issues, technical failures or circumstances outside our control.
17. Electronic Communications
When you contact us electronically, you consent to receiving responses through the communication method you selected, such as email or WhatsApp.
Electronic communications may not always be secure or error-free.
Do not send passwords, banking authentication codes or highly sensitive documents through unsecured communication channels.
Important service decisions, payment instructions and engagement terms should be confirmed through appropriate written documentation.
You should independently verify payment instructions before transferring funds.
18. Privacy and Cookies
Our collection and use of personal data are described in our Privacy Policy.
Our use of cookies, analytics and advertising technologies is described through our Cookie Policy and cookie-consent controls.
By using the available cookie controls, you may accept, reject or customise non-essential cookie categories.
19. Disclaimer of Warranties
To the fullest extent permitted by applicable law, the website and its general content are provided on an “as available” and informational basis.
Red Ray Capital does not provide a website-based warranty that:
- A programme will remain open
- An application will be approved
- A property will qualify
- An investment will increase in value
- Rental or interest income will be achieved
- A passport will provide permanent travel access
- Government requirements will remain unchanged
- Processing will be completed within a stated period
- Every third-party service will be uninterrupted or error-free
Specific contractual commitments, if any, will be contained in a written engagement or service agreement.
20. Limitation of Liability
To the fullest extent permitted by applicable law, Red Ray Capital will not be responsible for indirect, incidental, special or consequential losses arising solely from:
- General reliance on website information without obtaining appropriate advice
- Changes to programme rules
- Government decisions or delays
- Third-party services
- Market or currency movements
- External website content
- Website interruptions
- Unauthorised use of the website
- Information supplied inaccurately by a user
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability arising from fraud, wilful misconduct or any mandatory consumer-protection right.
Where you have entered a written service agreement with Red Ray Capital, liability relating to those services will be governed by that agreement and applicable law.
21. Changes to These Terms
We may update these Terms to reflect:
- Changes to our website
- Changes to our services
- Changes to programme content
- Legal or regulatory developments
- Security or operational requirements
The updated version will be published on this page with a revised effective date.
Your continued use of the website after an update means the revised Terms will apply to your subsequent website use.
22. Governing Law and Jurisdiction
These Terms are governed by the laws applicable in the United Arab Emirates and the Emirate of Dubai.
Subject to any mandatory consumer-protection or jurisdictional rights that apply, disputes concerning these Website Terms will be submitted to the competent courts of Dubai, United Arab Emirates.
23. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply to the fullest extent permitted by law.
Failure to enforce a provision immediately does not constitute a waiver of that provision or any other legal right.
24. Contact Us
For questions about these Website Terms and Disclaimer, contact:
Red Ray Capital Management Consultancy LLC
RS 22, Ground Floor, Zone 3
Schon Business Park, DIP 1
Dubai, United Arab Emirates
Email: contact@redraycapital.com
WhatsApp: +971 50 719 4407
Website: www.redraycapital.com